Why trust your home purchase or refinance to a stranger over the phone? Get professional advice with a personal touch when you meet with one of our experienced local loan officers.  Whether you plan to buy or build your dream home or want to use your home’s equity to finance just about anything you can think of, they can help make your dreams reality.

Mortgages

Citizens Neighborhood Bank offers both conforming and non-conforming mortgages to provide the greatest range of choices and competitive rates.  Conventional Fixed Rate and Adjustable Rate Mortgages are available.  Count on Citizens Neighborhood Bank for all your residential mortgage needs, including:

  • Construction Mortgages
  • Blanket Mortgages
  • Mortgage Refinance
  • Swing Loans
  • Lot Loans

Meet with one of our knowledgeable local mortgage officers for a pre-qualification.

Call for a personal, one-on-one appointment and get started today!

 

Home Equity Loans

Your home may be your biggest investment and the most valuable when it comes to borrowing money. A Home Equity Loan can be used for debt consolidation, education, home improvement, major purchases – just about anything you can imagine. And because the loan is secured by your home, interest may be tax-deductible (consult your tax advisor.)

Fixed Rate Home Equity Loans:  

  • Terms from 5 years to 20 years with fixed interest rates
  • Fixed monthly payments to fit your budget
  • No closing fees for home equity loans up to $250,000.00 (minimum loan amount / new money requirements may apply)
  • .25% discount for automatic draft of your loans payment from a Citizens Neighborhood checking or savings

Home Equity Lines of Credit:

  • Initial 10 Year variable rate interest-only draw period gives you maximum flexibility
  • 10 Year repayment period allows you to pay back in fixed monthly installments with a fixed rate
  • No closing fees for home equity loans up to $250,000.00 (minimum loan amount / new money requirements may apply)
  • .25% discount for automatic draft of your loan payment from a Citizens Neighborhood checking or savings

 

 

All loans subject to credit approval.

 

Mortgages at Riverview Bank