We offer a variety of attractive options for banking and investing, with a focus that is firmly on you. We think you’ll agree that Citizens Neighborhood Bank’s straightforward approach to Business Banking allows us to offer the best in commercial services to fit your specific needs – and your bottom line.
Business Online Banking
Citizens Neighborhood Bank’s FREE Business Online Banking gives you the ability to easily manage your business accounts 24/7. Transfer funds, view activity, and access electronic statements and images using our secure site. You can even initiate ACH transactions and wire transfers (subject to approval.) Our Business Banking experts can help you customize your Business Online Banking options so you can spend more time on your business, and less time on your banking.
Boost sales and improve customer satisfaction by accepting debit and credit cards. Or, if you already utilize merchant services, we recommend a periodic review of your average ticket sale and overall volume to find out if you qualify for a lower rate. Chances are, you can save money by switching your merchant services to Citizens Neighborhood Bank. Ask us for a free review today.
Positive Pay Services
Citizens Neighborhood Bank offers Positive Pay, an affordable fraud prevention service that can help reduce check fraud by allowing you to review daily suspect activity online. The system automatically alerts you by email if check exceptions require a pay or return decision. Positive Pay provides the convenience of electronic submission and monitoring of check files as well as added peace of mind.
Visa® Business Cash Card
Earn cash back every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.
Remote Deposit Services
Remote Deposit Capture (RDC) allows you to make check deposits directly from your office. With the help of a desktop scanner, PC, and an internet connection, RDC saves you time and money and enhances your cash flow. Call us today for a free demo and learn how convenient and affordable Remote Deposit Capture can be.